澳洲所得税计算器 2026-27
使用ATO官方税率档位计算所得税,包含Medicare医保税(2%)、HELP/HECS学生贷款还款和Medicare附加税(MLS)。
澳洲薪资计算器
计算个人所得税、Medicare 医保税、MLS 附加税(可选)和 HELP 还款(可选)。
| 所得税 | $17,520.00 |
| Medicare 医保税 | $1,800.00 |
| MLS 附加税 | $0.00 |
| HELP 还款 | $0.00 |
| 合计 | $19,320.00 |
Income Tax by Salary 2026-27
| Salary | Total Tax | Take-Home | Effective | Marginal | |
|---|---|---|---|---|---|
$30,000.00 | $1,968.90 | $28,731.10 | 6.6% | 15% | Details → |
$45,000.00 | $4,920.00 | $40,405.00 | 10.9% | 15% | Details → |
$50,000.00 | $6,520.00 | $43,730.00 | 13% | 30% | Details → |
$60,000.00 | $9,720.00 | $50,380.00 | 16.2% | 30% | Details → |
$70,000.00 | $12,920.00 | $57,080.00 | 18.5% | 30% | Details → |
$73,150.00 482 TSMIT (1 Jul 2024) | $13,928.00 | $59,222.00 | 19% | 30% | Details → |
$75,000.00 | $14,520.00 | $60,480.00 | 19.4% | 30% | Details → |
$76,515.00 482 TSMIT (1 Jul 2025) | $15,004.80 | $61,510.20 | 19.6% | 30% | Details → |
$79,499.00 186 TSMIT (1 Jul 2025) | $15,959.68 | $63,539.32 | 20.1% | 30% | Details → |
$80,000.00 | $16,120.00 | $63,880.00 | 20.2% | 30% | Details → |
$90,000.00 | $19,320.00 | $70,680.00 | 21.5% | 30% | Details → |
$100,000.00 | $22,520.00 | $77,480.00 | 22.5% | 30% | Details → |
$120,000.00 | $28,920.00 | $91,080.00 | 24.1% | 30% | Details → |
$135,000.00 | $33,720.00 | $101,280.00 | 25% | 30% | Details → |
$150,000.00 | $39,570.00 | $110,430.00 | 26.4% | 37% | Details → |
$180,000.00 | $51,270.00 | $128,730.00 | 28.5% | 37% | Details → |
$200,000.00 | $59,870.00 | $140,130.00 | 29.9% | 45% | Details → |
Assumes: Single, has private hospital cover, no HECS-HELP debt, Australian resident. Medicare levy included. Medicare Levy Surcharge excluded (assumes hospital cover). 482 TSMIT and 186 visa thresholds updated for 2025-26.
How the Income Tax Calculator Works
This income tax calculator uses the official ATO resident tax brackets for the selected financial year. Australia uses a progressive tax system, which means you pay higher rates on higher portions of your income — not on your entire salary.
ATO Tax Brackets 2026-27
- $0 – $18,200: Tax-free threshold (0%)
- $18,201 – $45,000: 15% (reduced from 16% in 2025-26)
- $45,001 – $135,000: 30%
- $135,001 – $190,000: 37%
- $190,001+: 45%
What's Included in the Calculation?
The calculator includes income tax (ATO marginal brackets), Medicare levy (2%), HELP/HECS repayment (optional), Medicare Levy Surcharge (optional), and the Low Income Tax Offset (LITO, up to $700). Superannuation is shown as an employer contribution on top of your salary.
Frequently Asked Questions
What is the tax-free threshold in Australia?
The tax-free threshold is $18,200 for Australian residents. You pay no income tax on the first $18,200 of your taxable income.
How is income tax calculated in Australia?
Income tax is calculated using progressive marginal tax brackets. Each bracket taxes only the portion of your income within that range, not your entire salary.
What is the Medicare levy?
The Medicare levy is 2% of your taxable income, used to fund Australia's public healthcare system. Low-income earners may be exempt.